Published on: December 11, 2019
The mortgages market covers lending activities related to housing loans, including personal/retail loans, property financing, and mortgage refinancing. It serves as a crucial component of the real estate and housing finance sectors, facilitating home ownership and property transactions. The market’s growth is driven by increasing housing loan demand, affordable housing initiatives, and economic reforms aimed at boosting the housing market. Lender types include banks, housing finance companies and nonbank lenders.
Several trends are shaping the mortgages market, including the rising demand for affordable housing in tier-III and tier-IV cities, the impact of work-from-home settings on property prices and housing preferences, and the adoption of digital technology by lenders to streamline mortgage processes and enhance customer experience.
Key drivers of the mortgages market include housing loan rates, the availability of fiscal support, and the overall demand for homes driven by factors such as job prospects, income levels, and housing infrastructure development. Additionally, economic reforms and initiatives aimed at promoting homeownership contribute to market growth.
The mortgages market faces challenges such as fluctuating economic conditions, inflationary pressures, and market uncertainties impacting borrower confidence and lender risk assessment. Additionally, issues related to job security, housing affordability, and regulatory compliance pose challenges for both borrowers and lenders.
Technavio’s analysts have elaborately explained the regional trends and drivers that shape the market. North America is a leading region for the global mortgages market, driven in part by rising real estate prices as well as government initiatives to encourage home construction and ownership. There are also a high number of mortgage lenders present in the North American market.
Technavio's mortgages industry reports monitor the leading players in the global market along with their current and forecasted market share. Our analysis covers regional and global companies. Some of the top companies covered in our mortgages market reports include:
In order to provide you with a comprehensive view of the mortgages industry, our experts analyze the market from many different perspectives. Our reports help identify opportunities, risks, key competitors, and more, helping you make timely, informed decisions to optimize your position in the market.
Technavio reports insights include:
Develop a deeper understanding of the mortgages market with Technavio’s comprehensive market research reports. We provide the latest information on key industry dynamics, including global and regional market forecasts, internal and external pressure points, the vendor landscape, and more.
Our in-depth knowledge of the mortgages market is built on decades of experience and a global network of industry experts. We know the importance of having a strong foundation on which to base important decisions, and with over 500 analysts located around the world, we deliver actionable insights for every segment of the market.
Technavio’s market research reports provide an analysis of current trends and how they are affecting the market. We also identify market drivers and challenges to help you discover opportunities and avoid pitfalls.
Every Technavio report includes detailed segmentation insights, breaking down the market in terms of product type, geography, sales channels, and more. And if you’re looking for something a little more specific, our Custom Research Solutions can tailor any report to meet your unique needs.
We provide detailed profiles on the biggest competitors in the market, including data such as business divisions, product offerings, and news. Our reports also include an overview of the competitive landscape as a whole, including the risks and opportunities that it presents.
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